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The Independent Commission on Banking was a United Kingdom government inquiry looking at structural and related non-structural reforms to the UK banking sector to promote financial stability and competition in the wake of the financial crisis of 2007–08. It was established in June 2010 and produced its final report and recommendations in September 2011. It was chaired by John Vickers and included four other Commissioners; Bill Winters, Martin Taylor, Clare Spottiswoode and Martin Wolf. The Commissioners were supported by a team of fourteen officials seconded from HM Treasury, the Department for Business, Innovation and Skills, the Financial Services Authority, the Bank of England and the Office of Fair Trading. The Commission made its recommendations to the UK government on 12 September 2011. Its headline recommendation was that British banks should 'ring-fence' their retail banking divisions from their investment banking arms to safeguard against riskier banking activities, but it also made a number of other recommendations on bank capital requirements and competition in retail banking. The government announced the same day that it would introduce legislation into Parliament aimed at implementing the recommendations. The (text of the final report and recommendations is available ) on Internet from the UK National Archives. ==Influence on banking regulation in France and the European Union== Mainland European scholars had also discussed the necessity of banking reform in light of the 2007–08 crisis, recommending the adoption of similar 'ring-fencing' regulations, notably in France where SFAF and World Pensions Council (WPC) banking experts have argued that, beyond national legislations, such rules should be adopted and implemented within the broader context of separation of powers in European Union law.〔.〕 The Liikanen report or Report of the European Commission's High-level Expert Group on Bank Structural Reform is a set of recommendations that was published in October 2012 by a group of experts led by Erkki Liikanen, governor of the Bank of Finland and ECB council member. The "Liikanen Group" was moulded after the UK's Independent Commission on Banking: it was established in Brussels by EU Commissioner Michel Barnier in February 2012 抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)』 ■ウィキペディアで「Independent Commission on Banking」の詳細全文を読む スポンサード リンク
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